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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,479 | $111,830+73.9% | $93,696+107.6% | $145,884+33.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 14.41% | 204.08%-189.7pp | 133.74%-119.3pp | 551.85%-537.4pp |
| Employer contribution / active EE | $18,551 | $3,093+499.8% | $2,422+666.0% | $4,662+297.9% |
| Participant deferral / active EE | $10,993 | $4,920+123.4% | $4,417+148.9% | $6,690+64.3% |
| Admin fee / account holder | $1,201 | $10,249-88.3% | $8,287-85.5% | $13,392-91.0% |