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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,964 | $43,550-65.6% | $63,244-76.3% | $52,331-71.4% |
| Participation rate | 85.6% | 65.7%+19.9pp | 71.0%+14.5pp | 68.1%+17.5pp |
| Annual return | 13.34% | 2.03%+11.3pp | -70.31%+83.6pp | 4.54%+8.8pp |
| Employer contribution / active EE | $1,158 | $1,351-14.3% | $2,322-50.1% | $1,882-38.5% |
| Participant deferral / active EE | $3,125 | $2,254+38.7% | $2,953+5.8% | $3,022+3.4% |
| Admin fee / account holder | $812 | $387+110.0% | $5,893-86.2% | $592+37.3% |