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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,991 | $83,337-82.0% | $67,834-77.9% | $273,972-94.5% |
| Participation rate | 66.7% | 76.4%-9.8pp | 68.8%-2.1pp | 83.0%-16.3pp |
| Annual return | 12.99% | 259.45%-246.5pp | 138.47%-125.5pp | 41.46%-28.5pp |
| Employer contribution / active EE | $1,610 | $3,287-51.0% | $2,403-33.0% | $4,869-66.9% |
| Participant deferral / active EE | $2,897 | $4,088-29.1% | $3,160-8.3% | $5,287-45.2% |
| Admin fee / account holder | $587 | $6,752-91.3% | $4,622-87.3% | $10,133-94.2% |