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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,516 | $176,105-42.9% | $159,474-37.0% | $167,536-40.0% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 10.52% | 331.91%-321.4pp | 263.68%-253.2pp | 478.82%-468.3pp |
| Employer contribution / active EE | $2,283 | $5,299-56.9% | $4,831-52.7% | $4,839-52.8% |
| Participant deferral / active EE | $6,820 | $7,751-12.0% | $7,353-7.3% | $6,342+7.5% |
| Admin fee / account holder | $764 | $12,559-93.9% | $10,802-92.9% | $12,315-93.8% |