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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,496 | $165,399-47.1% | $149,745-41.6% | $158,982-45.0% |
| Participation rate | 90.0% | 84.6%+5.4pp | 82.5%+7.5pp | 82.0%+8.0pp |
| Annual return | 14.47% | 348.34%-333.9pp | 276.72%-262.3pp | 302.99%-288.5pp |
| Employer contribution / active EE | $3,313 | $5,105-35.1% | $4,646-28.7% | $4,763-30.4% |
| Participant deferral / active EE | $4,116 | $7,183-42.7% | $6,843-39.8% | $5,983-31.2% |
| Admin fee / account holder | $2,254 | $10,811-79.1% | $9,312-75.8% | $11,252-80.0% |