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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,708 | $106,008-69.1% | $92,240-64.5% | $147,586-77.8% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 13.47% | 50.05%-36.6pp | 176.29%-162.8pp | 578.59%-565.1pp |
| Employer contribution / active EE | $9,398 | $4,333+116.9% | $3,680+155.4% | $4,876+92.7% |
| Participant deferral / active EE | $1,908 | $4,478-57.4% | $3,897-51.0% | $5,439-64.9% |
| Admin fee / account holder | $1,450 | $6,333-77.1% | $5,194-72.1% | $10,886-86.7% |