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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,190 | $81,208-57.9% | $98,920-65.4% | $79,856-57.2% |
| Participation rate | 100.0% | 72.5%+27.5pp | 76.0%+24.0pp | 69.6%+30.4pp |
| Annual return | 6.86% | 60.99%-54.1pp | 196.47%-189.6pp | 31.71%-24.9pp |
| Employer contribution / active EE | $2,600 | $1,960+32.7% | $2,689-3.3% | $2,471+5.2% |
| Participant deferral / active EE | $5,030 | $3,265+54.1% | $4,245+18.5% | $3,741+34.5% |
| Admin fee / account holder | $6,457 | $6,013+7.4% | $6,643-2.8% | $5,306+21.7% |