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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,324 | $81,262-56.5% | $155,602-77.3% | $80,911-56.3% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 10.10% | 33.34%-23.2pp | 64.81%-54.7pp | 35.63%-25.5pp |
| Employer contribution / active EE | $1,040 | $3,102-66.5% | $4,675-77.8% | $2,756-62.3% |
| Participant deferral / active EE | $2,609 | $3,451-24.4% | $5,629-53.6% | $4,297-39.3% |
| Admin fee / account holder | $4,771 | $7,992-40.3% | $15,923-70.0% | $6,935-31.2% |