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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,750 | $93,064-93.8% | $74,577-92.3% | $273,972-97.9% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | -24.54% | 26.18%-50.7pp | 20.47%-45.0pp | 41.46%-66.0pp |
| Employer contribution / active EE | $941 | $3,160-70.2% | $2,525-62.7% | $4,869-80.7% |
| Participant deferral / active EE | $3,475 | $4,160-16.5% | $3,458+0.5% | $5,287-34.3% |
| Admin fee / account holder | $434 | $5,273-91.8% | $4,138-89.5% | $10,133-95.7% |