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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,635 | $134,001-38.3% | $112,258-26.4% | $134,509-38.6% |
| Participation rate | 88.9% | 78.6%+10.3pp | 75.1%+13.8pp | 81.2%+7.7pp |
| Annual return | -23.44% | 47.15%-70.6pp | 27.47%-50.9pp | 418.13%-441.6pp |
| Employer contribution / active EE | $2,441 | $4,039-39.6% | $3,636-32.9% | $4,741-48.5% |
| Participant deferral / active EE | $4,189 | $5,291-20.8% | $4,728-11.4% | $6,400-34.6% |
| Admin fee / account holder | $364 | $7,491-95.1% | $6,411-94.3% | $11,427-96.8% |