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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,691 | $58,828-44.4% | $78,002-58.1% | $62,881-48.0% |
| Participation rate | 61.9% | 71.1%-9.2pp | 75.5%-13.6pp | 69.3%-7.4pp |
| Annual return | 11.47% | 17.16%-5.7pp | 425.99%-414.5pp | 20.14%-8.7pp |
| Employer contribution / active EE | $665 | $1,672-60.2% | $2,470-73.1% | $2,281-70.8% |
| Participant deferral / active EE | $2,785 | $2,686+3.7% | $3,497-20.3% | $3,203-13.0% |
| Admin fee / account holder | $5,992 | $4,393+36.4% | $5,481+9.3% | $4,296+39.5% |