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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,561 | $90,486-83.9% | $78,676-81.5% | $273,972-94.7% |
| Participation rate | 5.9% | 76.5%-70.6pp | 73.6%-67.7pp | 83.0%-77.1pp |
| Annual return | 19.59% | 75.62%-56.0pp | 62.19%-42.6pp | 41.46%-21.9pp |
| Employer contribution / active EE | $0 | $3,175-100.0% | $2,850-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $561 | $3,901-85.6% | $3,517-84.1% | $5,287-89.4% |
| Admin fee / account holder | $0 | $5,263-100.0% | $4,510-100.0% | $10,133-100.0% |