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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $889,727 | $166,131+435.6% | $164,975+439.3% | $145,877+509.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 15.79% | 100.37%-84.6pp | 70.12%-54.3pp | 551.28%-535.5pp |
| Employer contribution / active EE | $4,157 | $5,276-21.2% | $4,343-4.3% | $4,663-10.9% |
| Participant deferral / active EE | $15,110 | $6,962+117.0% | $6,033+150.4% | $6,691+125.8% |
| Admin fee / account holder | $1,673 | $16,648-89.9% | $12,688-86.8% | $13,402-87.5% |