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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $653,145 | $162,821+301.1% | $133,978+387.5% | $158,982+310.8% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 25.15% | 41.95%-16.8pp | 45.10%-19.9pp | 302.99%-277.8pp |
| Employer contribution / active EE | $2,818 | $4,976-43.4% | $3,919-28.1% | $4,763-40.8% |
| Participant deferral / active EE | $12,085 | $5,910+104.5% | $5,047+139.4% | $5,983+102.0% |
| Admin fee / account holder | $1,583 | $11,742-86.5% | $8,930-82.3% | $11,252-85.9% |