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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,188 | $156,398+52.3% | $147,318+61.7% | $138,895+71.5% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 79.9%-4.9pp |
| Annual return | 8.55% | 78.75%-70.2pp | 70.43%-61.9pp | 145.39%-136.8pp |
| Employer contribution / active EE | $1,582 | $4,853-67.4% | $4,593-65.6% | $4,194-62.3% |
| Participant deferral / active EE | $9,449 | $8,237+14.7% | $7,906+19.5% | $6,396+47.7% |
| Admin fee / account holder | $48,750 | $14,976+225.5% | $13,708+255.6% | $12,562+288.1% |