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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,977 | $71,197+85.4% | $93,669+40.9% | $80,925+63.1% |
| Participation rate | 56.4% | 60.4%-4.0pp | 68.7%-12.3pp | 67.7%-11.2pp |
| Annual return | 11.15% | 11.27%-0.1pp | 133.59%-122.4pp | 35.65%-24.5pp |
| Employer contribution / active EE | $1,622 | $1,565+3.7% | $2,424-33.1% | $2,756-41.1% |
| Participant deferral / active EE | $2,799 | $4,036-30.6% | $4,416-36.6% | $4,299-34.9% |
| Admin fee / account holder | $705 | $6,959-89.9% | $8,291-91.5% | $6,940-89.8% |