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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,334 | $150,446-38.0% | $136,297-31.5% | $147,585-36.8% |
| Participation rate | 85.7% | 84.4%+1.3pp | 81.9%+3.8pp | 82.8%+2.9pp |
| Annual return | 13.41% | 1049.14%-1035.7pp | 5156.19%-5142.8pp | 578.58%-565.2pp |
| Employer contribution / active EE | $1,719 | $5,256-67.3% | $4,696-63.4% | $4,876-64.7% |
| Participant deferral / active EE | $4,327 | $6,631-34.7% | $6,247-30.7% | $5,439-20.4% |
| Admin fee / account holder | $650 | $10,906-94.0% | $9,244-93.0% | $10,886-94.0% |