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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,070 | $93,345-53.9% | $119,126-63.8% | $87,485-50.8% |
| Participation rate | 86.1% | 68.7%+17.4pp | 75.8%+10.4pp | 68.9%+17.2pp |
| Annual return | 8.56% | 19.08%-10.5pp | 282.11%-273.5pp | 26.06%-17.5pp |
| Employer contribution / active EE | $1,570 | $3,172-50.5% | $4,034-61.1% | $2,596-39.5% |
| Participant deferral / active EE | $3,172 | $4,099-22.6% | $5,318-40.4% | $4,274-25.8% |
| Admin fee / account holder | $1,876 | $8,039-76.7% | $10,693-82.5% | $7,775-75.9% |