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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,714 | $81,476-47.6% | $102,383-58.3% | $80,925-47.2% |
| Participation rate | 73.0% | 66.8%+6.1pp | 74.5%-1.5pp | 67.7%+5.3pp |
| Annual return | 7.42% | 25.59%-18.2pp | 24.94%-17.5pp | 35.65%-28.2pp |
| Employer contribution / active EE | $1,362 | $3,105-56.1% | $3,870-64.8% | $2,756-50.6% |
| Participant deferral / active EE | $3,975 | $3,871+2.7% | $5,060-21.4% | $4,299-7.5% |
| Admin fee / account holder | $390 | $6,717-94.2% | $8,391-95.3% | $6,940-94.4% |