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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,024 | $150,442-27.5% | $136,295-20.0% | $147,585-26.1% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 18.37% | 1049.09%-1030.7pp | 5155.97%-5137.6pp | 578.56%-560.2pp |
| Employer contribution / active EE | $3,269 | $5,256-37.8% | $4,695-30.4% | $4,876-33.0% |
| Participant deferral / active EE | $8,793 | $6,630+32.6% | $6,247+40.8% | $5,439+61.7% |
| Admin fee / account holder | $449 | $10,905-95.9% | $9,243-95.1% | $10,885-95.9% |