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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,850 | $98,240-48.2% | $82,312-38.2% | $147,586-65.5% |
| Participation rate | 72.2% | 79.7%-7.5pp | 76.9%-4.7pp | 82.8%-10.6pp |
| Annual return | 19.09% | 30.85%-11.8pp | 25.88%-6.8pp | 578.59%-559.5pp |
| Employer contribution / active EE | $1,471 | $3,192-53.9% | $2,428-39.4% | $4,876-69.8% |
| Participant deferral / active EE | $5,300 | $4,383+20.9% | $3,706+43.0% | $5,439-2.5% |
| Admin fee / account holder | $5,286 | $8,563-38.3% | $5,608-5.7% | $10,886-51.4% |