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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,912 | $82,674-55.4% | $125,363-70.6% | $68,495-46.1% |
| Participation rate | 55.8% | 75.0%-19.2pp | 82.4%-26.6pp | 67.9%-12.1pp |
| Annual return | -18.20% | -5.97%-12.2pp | 572.15%-590.3pp | -7.84%-10.4pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,815-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $4,842 | $6,111-20.8% | $7,447-35.0% | $4,028+20.2% |
| Admin fee / account holder | $6,895 | $6,276+9.9% | $10,005-31.1% | $5,403+27.6% |