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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,195 | $176,077-51.0% | $159,455-45.9% | $167,518-48.5% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 34.51% | 331.83%-297.3pp | 263.63%-229.1pp | 478.71%-444.2pp |
| Employer contribution / active EE | $2,000 | $5,298-62.2% | $4,830-58.6% | $4,838-58.7% |
| Participant deferral / active EE | $3,170 | $7,751-59.1% | $7,353-56.9% | $6,342-50.0% |
| Admin fee / account holder | $13,067 | $12,556+4.1% | $10,800+21.0% | $12,312+6.1% |