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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,749 | $209,428-82.9% | $178,498-80.0% | $158,950-77.5% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | -1.35% | 188.78%-190.1pp | 151.09%-152.4pp | 302.91%-304.3pp |
| Employer contribution / active EE | $1,349 | $5,707-76.4% | $5,011-73.1% | $4,762-71.7% |
| Participant deferral / active EE | $7,368 | $5,955+23.7% | $5,202+41.6% | $5,983+23.2% |
| Admin fee / account holder | $195,712 | $17,077+1046.0% | $13,985+1299.4% | $11,248+1639.9% |