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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,944 | $148,582-51.6% | $135,942-47.1% | $139,456-48.4% |
| Participation rate | 45.5% | 83.9%-38.4pp | 81.9%-36.5pp | 80.3%-34.9pp |
| Annual return | 18.35% | 79.26%-60.9pp | 68.28%-49.9pp | 373.45%-355.1pp |
| Employer contribution / active EE | $1,691 | $5,245-67.8% | $4,858-65.2% | $4,753-64.4% |
| Participant deferral / active EE | $5,505 | $8,101-32.1% | $7,759-29.1% | $6,711-18.0% |
| Admin fee / account holder | $305 | $12,402-97.5% | $10,764-97.2% | $11,407-97.3% |