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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,939 | $45,152+152.3% | $73,836+54.3% | $59,633+91.1% |
| Participation rate | 94.9% | 64.0%+30.9pp | 73.4%+21.4pp | 68.7%+26.2pp |
| Annual return | -3.34% | 27.40%-30.7pp | 2268.06%-2271.4pp | 2041.45%-2044.8pp |
| Employer contribution / active EE | $9,397 | $1,901+394.2% | $2,787+237.1% | $2,203+326.6% |
| Participant deferral / active EE | $7,891 | $2,573+206.7% | $3,583+120.2% | $3,192+147.2% |
| Admin fee / account holder | $12,122 | $3,515+244.9% | $4,882+148.3% | $4,297+182.1% |