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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,714 | $138,078+16.4% | $125,363+28.2% | $134,509+19.5% |
| Participation rate | 35.7% | 84.5%-48.8pp | 82.4%-46.7pp | 81.2%-45.5pp |
| Annual return | -19.76% | 750.49%-770.2pp | 572.15%-591.9pp | 418.13%-437.9pp |
| Employer contribution / active EE | $1,550 | $5,245-70.5% | $4,815-67.8% | $4,741-67.3% |
| Participant deferral / active EE | $2,877 | $7,800-63.1% | $7,447-61.4% | $6,400-55.1% |
| Admin fee / account holder | $1,408 | $11,566-87.8% | $10,005-85.9% | $11,427-87.7% |