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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,526 | $165,399-87.6% | $149,745-86.3% | $158,982-87.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 20.54% | 348.34%-327.8pp | 276.72%-256.2pp | 302.99%-282.5pp |
| Employer contribution / active EE | $5,411 | $5,105+6.0% | $4,646+16.5% | $4,763+13.6% |
| Participant deferral / active EE | $15,613 | $7,183+117.4% | $6,843+128.2% | $5,983+160.9% |
| Admin fee / account holder | $443 | $10,811-95.9% | $9,312-95.2% | $11,252-96.1% |