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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,892 | $105,867+118.1% | $90,760+154.4% | $134,532+71.6% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -12.25% | -10.99%-1.3pp | -12.16%-0.1pp | 418.27%-430.5pp |
| Employer contribution / active EE | $4,368 | $3,464+26.1% | $2,922+49.5% | $4,741-7.9% |
| Participant deferral / active EE | $6,045 | $5,217+15.9% | $4,565+32.4% | $6,401-5.6% |
| Admin fee / account holder | $422 | $13,936-97.0% | $8,444-95.0% | $11,429-96.3% |