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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,609 | $116,203+83.0% | $93,621+127.1% | $152,897+39.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.8%+24.2pp | 82.5%+17.5pp |
| Annual return | 15.30% | 35.96%-20.7pp | 32.76%-17.5pp | 345.43%-330.1pp |
| Employer contribution / active EE | $4,758 | $3,219+47.8% | $2,719+75.0% | $4,764-0.1% |
| Participant deferral / active EE | $6,534 | $4,605+41.9% | $4,070+60.6% | $5,851+11.7% |
| Admin fee / account holder | $7,159 | $10,751-33.4% | $7,890-9.3% | $11,599-38.3% |