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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,972 | $183,592+28.0% | $155,574+51.0% | $145,877+61.1% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 11.43% | 61.37%-49.9pp | 64.87%-53.4pp | 551.28%-539.9pp |
| Employer contribution / active EE | $9,997 | $5,317+88.0% | $4,676+113.8% | $4,663+114.4% |
| Participant deferral / active EE | $4,062 | $6,466-37.2% | $5,629-27.8% | $6,691-39.3% |
| Admin fee / account holder | $197,849 | $19,316+924.3% | $15,914+1143.2% | $13,402+1376.2% |