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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,157 | $202,342+35.0% | $172,753+58.1% | $152,909+78.6% |
| Participation rate | 87.5% | 87.1%+0.4pp | 82.6%+4.9pp | 82.5%+5.0pp |
| Annual return | 28.59% | 1029.88%-1001.3pp | 803.00%-774.4pp | 345.46%-316.9pp |
| Employer contribution / active EE | $6,645 | $5,857+13.5% | $5,144+29.2% | $4,764+39.5% |
| Participant deferral / active EE | $8,205 | $5,948+37.9% | $5,198+57.9% | $5,851+40.2% |
| Admin fee / account holder | $2,297 | $17,112-86.6% | $13,956-83.5% | $11,601-80.2% |