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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,461 | $89,259-63.6% | $107,187-69.7% | $82,637-60.7% |
| Participation rate | 59.4% | 67.9%-8.6pp | 75.0%-15.6pp | 68.1%-8.7pp |
| Annual return | 17.26% | 21.02%-3.8pp | 204.55%-187.3pp | 53.51%-36.2pp |
| Employer contribution / active EE | $1,527 | $3,080-50.4% | $3,782-59.6% | $2,552-40.2% |
| Participant deferral / active EE | $3,774 | $4,037-6.5% | $5,096-25.9% | $4,126-8.5% |
| Admin fee / account holder | $289 | $7,381-96.1% | $9,162-96.8% | $7,339-96.1% |