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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,753 | $81,262-3.1% | $155,602-49.4% | $80,911-2.7% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 8.76% | 33.34%-24.6pp | 64.81%-56.1pp | 35.63%-26.9pp |
| Employer contribution / active EE | $6,935 | $3,102+123.6% | $4,675+48.3% | $2,756+151.6% |
| Participant deferral / active EE | $7,085 | $3,451+105.3% | $5,629+25.9% | $4,297+64.9% |
| Admin fee / account holder | $630 | $7,992-92.1% | $15,923-96.0% | $6,935-90.9% |