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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,790 | $93,598-65.0% | $135,974-75.9% | $75,173-56.4% |
| Participation rate | 51.7% | 75.2%-23.5pp | 81.9%-30.2pp | 67.2%-15.5pp |
| Annual return | 27.04% | 30.89%-3.8pp | 68.30%-41.3pp | 160.72%-133.7pp |
| Employer contribution / active EE | $1,408 | $3,538-60.2% | $4,859-71.0% | $2,671-47.3% |
| Participant deferral / active EE | $3,875 | $6,405-39.5% | $7,760-50.1% | $4,126-6.1% |
| Admin fee / account holder | $399 | $6,978-94.3% | $10,767-96.3% | $5,651-92.9% |