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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,512 | $148,629-0.1% | $135,982+9.2% | $139,487+6.5% |
| Participation rate | 93.8% | 83.9%+9.9pp | 81.9%+11.8pp | 80.3%+13.4pp |
| Annual return | 20.01% | 79.33%-59.3pp | 68.32%-48.3pp | 373.84%-353.8pp |
| Employer contribution / active EE | $1,492 | $5,247-71.6% | $4,859-69.3% | $4,755-68.6% |
| Participant deferral / active EE | $9,028 | $8,102+11.4% | $7,760+16.3% | $6,713+34.5% |
| Admin fee / account holder | $514 | $12,406-95.9% | $10,767-95.2% | $11,407-95.5% |