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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,841 | $157,304-46.7% | $141,197-40.6% | $152,909-45.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.29% | 64.34%-45.1pp | 71.41%-52.1pp | 345.46%-326.2pp |
| Employer contribution / active EE | $2,395 | $5,263-54.5% | $4,736-49.4% | $4,764-49.7% |
| Participant deferral / active EE | $6,746 | $7,111-5.1% | $6,710+0.5% | $5,851+15.3% |
| Admin fee / account holder | $781 | $12,126-93.6% | $10,265-92.4% | $11,601-93.3% |