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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,696 | $150,447-67.6% | $136,298-64.3% | $147,586-67.0% |
| Participation rate | 77.8% | 84.4%-6.6pp | 81.9%-4.1pp | 82.8%-5.1pp |
| Annual return | 16.29% | 1049.15%-1032.9pp | 5156.27%-5140.0pp | 578.59%-562.3pp |
| Employer contribution / active EE | $2,281 | $5,256-56.6% | $4,696-51.4% | $4,876-53.2% |
| Participant deferral / active EE | $3,916 | $6,631-40.9% | $6,247-37.3% | $5,439-28.0% |
| Admin fee / account holder | $1,575 | $10,906-85.6% | $9,244-83.0% | $10,886-85.5% |