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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,897 | $115,903+0.9% | $100,528+16.3% | $158,966-26.5% |
| Participation rate | 60.0% | 81.6%-21.6pp | 79.4%-19.4pp | 82.0%-22.0pp |
| Annual return | 18.09% | 34.80%-16.7pp | 30.90%-12.8pp | 302.95%-284.9pp |
| Employer contribution / active EE | $1,457 | $4,105-64.5% | $3,419-57.4% | $4,762-69.4% |
| Participant deferral / active EE | $2,938 | $6,677-56.0% | $6,271-53.2% | $5,983-50.9% |
| Admin fee / account holder | $1,828 | $11,000-83.4% | $8,084-77.4% | $11,250-83.7% |