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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,968 | $107,944-19.4% | $91,994-5.5% | $152,885-43.1% |
| Participation rate | 55.0% | 81.2%-26.2pp | 78.6%-23.6pp | 82.5%-27.5pp |
| Annual return | 19.90% | 89.26%-69.4pp | 69.03%-49.1pp | 345.39%-325.5pp |
| Employer contribution / active EE | $1,198 | $4,210-71.5% | $3,452-65.3% | $4,763-74.8% |
| Participant deferral / active EE | $2,503 | $6,365-60.7% | $5,923-57.7% | $5,851-57.2% |
| Admin fee / account holder | $5,423 | $10,521-48.5% | $7,743-30.0% | $11,598-53.2% |