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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,575 | $61,660-22.8% | $80,022-40.5% | $64,173-25.9% |
| Participation rate | 28.0% | 71.7%-43.7pp | 75.8%-47.8pp | 69.6%-41.6pp |
| Annual return | -4.65% | -0.33%-4.3pp | 11.22%-15.9pp | 7.63%-12.3pp |
| Employer contribution / active EE | $726 | $1,810-59.9% | $2,468-70.6% | $2,381-69.5% |
| Participant deferral / active EE | $1,452 | $2,968-51.1% | $3,686-60.6% | $3,470-58.2% |
| Admin fee / account holder | $3,153 | $5,417-41.8% | $6,521-51.6% | $4,887-35.5% |