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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,581 | $71,872+42.7% | $86,691+18.3% | $68,495+49.8% |
| Participation rate | 66.1% | 72.2%-6.1pp | 76.6%-10.5pp | 67.9%-1.8pp |
| Annual return | -13.51% | 3.53%-17.0pp | 35.94%-49.5pp | -7.84%-5.7pp |
| Employer contribution / active EE | $0 | $2,173-100.0% | $2,837-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $3,432 | $3,779-9.2% | $4,656-26.3% | $4,028-14.8% |
| Admin fee / account holder | $946 | $6,112-84.5% | $7,492-87.4% | $5,403-82.5% |