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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,919 | $71,197+57.2% | $93,669+19.5% | $80,925+38.3% |
| Participation rate | 65.2% | 60.4%+4.8pp | 68.7%-3.5pp | 67.7%-2.4pp |
| Annual return | 16.74% | 11.27%+5.5pp | 133.59%-116.9pp | 35.65%-18.9pp |
| Employer contribution / active EE | $1,240 | $1,565-20.7% | $2,424-48.8% | $2,756-55.0% |
| Participant deferral / active EE | $2,832 | $4,036-29.8% | $4,416-35.9% | $4,299-34.1% |
| Admin fee / account holder | $737 | $6,959-89.4% | $8,291-91.1% | $6,940-89.4% |