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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,100 | $79,955+13.9% | $98,450-7.5% | $75,181+21.2% |
| Participation rate | 60.4% | 70.4%-9.9pp | 75.2%-14.7pp | 67.2%-6.8pp |
| Annual return | 16.88% | 19.75%-2.9pp | 21.16%-4.3pp | 160.69%-143.8pp |
| Employer contribution / active EE | $1,478 | $2,264-34.7% | $3,049-51.5% | $2,671-44.6% |
| Participant deferral / active EE | $3,154 | $3,752-16.0% | $4,739-33.5% | $4,126-23.6% |
| Admin fee / account holder | $3,968 | $6,841-42.0% | $8,961-55.7% | $5,650-29.8% |