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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,088 | $112,121-34.8% | $95,960-23.8% | $158,966-54.0% |
| Participation rate | 72.7% | 79.0%-6.3pp | 77.1%-4.4pp | 82.0%-9.2pp |
| Annual return | 13.30% | 171.16%-157.9pp | 91.63%-78.3pp | 302.95%-289.6pp |
| Employer contribution / active EE | $2,318 | $3,199-27.6% | $2,541-8.8% | $4,762-51.3% |
| Participant deferral / active EE | $6,319 | $4,784+32.1% | $4,167+51.7% | $5,983+5.6% |
| Admin fee / account holder | $2,218 | $10,135-78.1% | $6,797-67.4% | $11,250-80.3% |