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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,274 | $133,983-84.9% | $112,244-81.9% | $134,493-84.9% |
| Participation rate | 63.6% | 78.6%-14.9pp | 75.1%-11.4pp | 81.2%-17.6pp |
| Annual return | -11.98% | 47.13%-59.1pp | 27.46%-39.4pp | 418.01%-430.0pp |
| Employer contribution / active EE | $1,106 | $4,039-72.6% | $3,635-69.6% | $4,740-76.7% |
| Participant deferral / active EE | $2,775 | $5,291-47.6% | $4,728-41.3% | $6,400-56.6% |
| Admin fee / account holder | $1,045 | $7,490-86.1% | $6,411-83.7% | $11,425-90.9% |