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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,013 | $157,276-29.4% | $141,177-21.4% | $152,885-27.4% |
| Participation rate | 60.0% | 84.8%-24.8pp | 82.5%-22.5pp | 82.5%-22.5pp |
| Annual return | 18.13% | 64.33%-46.2pp | 71.40%-53.3pp | 345.39%-327.3pp |
| Employer contribution / active EE | $1,983 | $5,262-62.3% | $4,736-58.1% | $4,763-58.4% |
| Participant deferral / active EE | $3,629 | $7,110-49.0% | $6,710-45.9% | $5,851-38.0% |
| Admin fee / account holder | $0 | $12,123-100.0% | $10,263-100.0% | $11,598-100.0% |