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| Provider | Service type | Compensation |
|---|---|---|
EDWARD JONES1 year Service code 27 12555 MANCHESTER RD · ST LOUIS, MO 63131 | Advisory (Plan) | $6,513 |
AMERICAN FUNDS2 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $488 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,128 | $37,440-8.8% | $77,081-55.7% | $66,930-49.0% |
| Participation rate | 40.8% | 52.9%-12.1pp | 67.9%-27.2pp | 69.8%-29.1pp |
| Annual return | -17.50% | -3.26%-14.2pp | 42.33%-59.8pp | 1.57%-19.1pp |
| Employer contribution / active EE | $1,419 | $1,534-7.5% | $2,813-49.6% | $2,545-44.2% |
| Participant deferral / active EE | $2,196 | $2,620-16.2% | $4,428-50.4% | $4,238-48.2% |
| Admin fee / account holder | $84 | $568-85.1% | $5,427-98.4% | $593-85.8% |