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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,794 | $135,639-81.7% | $110,241-77.5% | $135,382-81.7% |
| Participation rate | 84.6% | 83.5%+1.2pp | 79.8%+4.8pp | 82.6%+2.0pp |
| Annual return | -4.91% | 513.21%-518.1pp | 314.75%-319.7pp | 519.77%-524.7pp |
| Employer contribution / active EE | $2,324 | $4,907-52.6% | $3,827-39.3% | $4,779-51.4% |
| Participant deferral / active EE | $6,509 | $5,507+18.2% | $4,672+39.3% | $5,609+16.0% |
| Admin fee / account holder | $2,559 | $11,457-77.7% | $8,548-70.1% | $10,829-76.4% |