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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP2 years Service code 12 · EIN 93-1253576 | Direct payment from the plan; Claims ... | $57,034 |
EVERHART ADVISORS1 year Service code 27 · EIN 31-1440043 | Advisory (Plan) | $18,000 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,531 | $99,442-9.0% | $113,397-20.2% | $71,012+27.5% |
| Participation rate | 75.0% | 78.9%-3.9pp | 76.5%-1.5pp | 58.6%+16.4pp |
| Annual return | 4.95% | 17.93%-13.0pp | 23.20%-18.3pp | 37.67%-32.7pp |
| Employer contribution / active EE | $1,086 | $3,068-64.6% | $2,977-63.5% | $2,348-53.8% |
| Participant deferral / active EE | $4,424 | $4,915-10.0% | $5,076-12.8% | $3,246+36.3% |
| Admin fee / account holder | $131 | $535-75.5% | $11,957-98.9% | $1,167-88.8% |